Nestled on the exclusive Newport Island within the highly sought-after Balboa Peninsula, this exquisite 2022-built duplex by Matt Clayton Builders offers an unmatched blend of luxury, versatility, and prime coastal living. Whether you dream of living in one unit while generating income from the other, creating a private retreat for extended family and friends, or exploring the potential for a condo conversion, this property is rich with opportunity. Situated on a corner lot, both units are thoughtfully designed to accommodate the future addition of an elevator, providing convenience and accessibility. The front unit radiates elegance with three spacious bedrooms, a dedicated office, and stunning hardwood floors throughout. At its heart is a chefs dream kitchen, featuring a sprawling porcelain island and top-of-the-line appliances. The kitchen opens seamlessly to the living area, complete with a cozy fireplace. Enhancing its appeal, the front unit includes a large private patioperfect for morning coffee, evening cocktails, or enjoying the coastal breeze. The rooftop deck is equally impressive, offering a fireplace, TV, refrigerator drawers, and a bar sinkideal for hosting gatherings under the coastal sky. A rare two-car garage adds convenience in this coveted beachside neighborhood. Equally captivating, the second unit offers four bedrooms and 3.5 baths, highlighted by sleek quartz countertops, double ovens, dual sinks, and a custom-built banquette providing cozy dining and additional storage. The light-filled living area features a charming fireplace. The second floor inclu